NeoBudget brings the proven envelope budgeting method into the digital age with visual categories, bank sync, and real-time collaboration.
Envelope budgeting is a time-tested method where you give every dollar a job by allocating income to specific spending categories before you spend it.
Instead of tracking where your money went after the fact, envelope budgeting puts you in control before you spend.
See your budget as colorful envelope cards, not boring spreadsheet rows. Instantly know which categories are healthy and which need attention.
Automatically import transactions from your bank accounts. No more manual entry or forgotten purchases.
Budget together with your spouse or partner. Changes sync in real-time so everyone stays on the same page.
Check envelope balances and log transactions on the go with our iOS and Android apps.
Start free and upgrade when you're ready.
"Thanks to NeoBudget, my wife and I don't have to worry if there will be money at the end of the month for bills. Because we set up a plan using the budget editor, we know our expenses are covered."
– Brian
"NeoBudget tells me right on the homepage with bold red letters if I am negative in any envelope. I have used other programs but they didn't clearly show what categories were negative."
– Whitney