Looking for apps like EveryDollar? NeoBudget offers the same zero-based envelope budgeting with better bank sync, no credit card restrictions, and a more flexible free tier.
See how NeoBudget compares to Dave Ramsey's EveryDollar budget app.
| EveryDollar | NeoBudget | |
|---|---|---|
| Free Version | Manual entry only (no bank sync) |
1 account + 10 envelopes (file imports included) |
| Premium Monthly | $17.99/month | $9.95/month Save 45% |
| Premium Annual | $79.99/year | $99.95/year |
| Budget-Friendly Option | One price only | $5.95/month Save 67% |
| Bank Sync | Premium only (via Finicity) |
Complete plan (via Plaid) |
| American Express Support | Not supported | Fully supported |
| Credit Card Tracking | Limited (anti-credit card design) |
Full support |
| Mobile Apps | iOS & Android | iOS & Android |
| Receipt Scanning | Included | |
| Auto-Categorization Rules | None (by design) | Custom patterns |
EveryDollar Premium is $17.99/month for everyone. NeoBudget lets you choose the plan that fits your budget.
EveryDollar was built with Dave Ramsey's anti-credit card philosophy. NeoBudget treats credit cards like any other account, with full tracking and American Express support.
NeoBudget uses Plaid for bank connections, supporting more institutions than EveryDollar's Finicity integration. Connect all your accounts, including Amex cards.
EveryDollar Premium costs $17.99/month. NeoBudget's Complete plan is just $9.95/month with the same bank sync features. Plus, we never show ads or sell your data.
Snap a photo of any receipt and automatically extract the transaction details. EveryDollar doesn't offer this feature at any price.
Like EveryDollar, NeoBudget uses zero-based budgeting where you allocate every dollar to a category. But NeoBudget displays your budget as visual envelope cards, making it easy to see your spending at a glance without the restrictions of Dave Ramsey's specific methodology.
NeoBudget is a complete Dave Ramsey budget app replacement with every zero-based budgeting feature you need.
"Thanks to NeoBudget, my wife and I don't have to worry if there will be money at the end of the month for bills. Because we set up a plan using the budget editor, we know our expenses are covered. The best part is that NeoBudget is much cheaper than everything else. I just budget it out of the spare change that is left from each paycheck."
– Brian
"I have used other programs and they were okay but didn't clearly allow me to see what budget categories were negative. Plus I would tend to forget to update them regularly but NeoBudget is so fun that I want to update it all the time. NeoBudget tells me right on the homepage with bold red letters if I am negative in any envelope."
– Whitney
NeoBudget is a top EveryDollar alternative for people who want zero-based envelope budgeting without the limitations of Dave Ramsey's specific methodology. While EveryDollar Premium costs $17.99/month, NeoBudget offers full features at $9.95/month with better bank connectivity and credit card support.
Yes. EveryDollar's free version only allows manual transaction entry with no bank sync. NeoBudget's free tier includes 1 account, 10 envelopes, and the ability to import transactions from bank export files (QIF, OFX, QFX) - making budgeting much easier than manual entry.
EveryDollar uses Finicity for bank connections, which has limited support for some card issuers. Additionally, Dave Ramsey's anti-credit card philosophy means credit card support isn't a priority for the app. NeoBudget uses Plaid, which supports virtually all major banks and card issuers including American Express.
Switching from EveryDollar to NeoBudget is easy. Both apps use zero-based budgeting, so the concepts transfer directly. NeoBudget supports automatic bank sync and file imports to help you get started quickly. You can even use NeoBudget's free tier to test it before canceling EveryDollar Premium.
Yes. While NeoBudget isn't officially affiliated with Dave Ramsey, envelope budgeting works great for the Baby Steps method. You can create envelopes for your emergency fund, debt snowball payments, and other Baby Steps goals. The main difference is NeoBudget doesn't restrict how you use credit cards.
NeoBudget uses Plaid for bank connections, which generally supports more financial institutions than EveryDollar's Finicity integration. Importantly, NeoBudget connects to all major credit card issuers including American Express, which EveryDollar cannot do.
No. NeoBudget is not ad-supported and we never sell your data. Our free tier is genuinely free with no hidden costs - we make money from paid subscriptions, not from advertising or selling your financial information. Your data stays private.
